Contract Hire Scheme
A new car Contract Hire Scheme is available to anyone who has been awarded the HRMC-DLA or the War Pensioners Mobility Supplement (WPMS) for three years or more.
To participate in the Scheme, the disabled person authorises the payment of their HRMC-DLA or WPMS to Motability Operations in exchange for finance of a vehicle. No credit rating is needed to secure a vehicle as the benefit is paid directly by the Government to Motability Operations. The Contract Hire agreement is based on a fixed-term of three years. The agreement includes the hire of the vehicle, all routine servicing, all maintenance and repairs, fully comprehensive insurance, loss of use protection, provision for other named drivers, a mileage allowance p.a, RAC full breakdown cover, and replacement tyres.
New and Used Hire Purchase Schemes
These Schemes are available through Motability using the HRMC-DLA or WPMS allowance. A customer may choose to exchange some or all of their allowance to finance the purchase of a vehicle on Hire Purchase over a four or five-year period for a new car, and two, three or four years for used cars. For new car sales, the vehicle is sold to the customer by the dealer at 3% discount off the Recommended Retail Price of the car. For used car sales the vehicle is sold at the market price. The customer is then responsible for all insurance, repairs and servicing and for disposing of the vehicle.
Ford's Outright Purchase Scheme
The final Mobility scheme is offered by Ford. This scheme is available to all disabled people, and anyone who has a recognised, legal relationship with a disabled person. Any of these customers may buy a new Ford car from a Ford dealer at 3% discount off the Recommended Retail Price of the car. The scheme is open to anyone who can provide proof of disability or holds a blue or orange badge.
For more information contact our motability specialist Lisa Richardson or you can give us a call on 01375 391 234