At Rates Ford in Grays, our flexible finance solutions are designed to make your next Ford more accessible and affordable. We offer clear, tailored options with manageable monthly payments, competitive rates and expert guidance. Whether you prefer lower monthly costs or full ownership, we’ll help you choose with confidence.
Personal Contract Purchase offers a flexible way to drive a new or Approved Used Ford with lower monthly payments. You pay an initial deposit, followed by fixed monthly instalments over an agreed term. At the end, you can return the vehicle, part exchange it or pay an optional final payment to own it.
PCP is ideal if you like changing your vehicle regularly and want predictable costs. It also allows you to access higher-specification models without significantly increasing your monthly budget.
You can return the car, part exchange it or make the optional final payment to take ownership.
Yes, because you’re not paying off the full value of the car during the agreement.
Yes, agreements include a mileage allowance, with charges for exceeding it.
Yes, you can request a settlement figure and pay off the remaining balance early.
Hire Purchase is a straightforward finance option that leads to full ownership. You pay a deposit, followed by fixed monthly payments that cover the entire cost of the vehicle. Once the final payment is made, the car is yours.
HP suits drivers who want to keep their vehicle long term and prefer a simple structure. There are no large final payments or mileage restrictions, giving you complete peace of mind.
No, ownership transfers to you only after the final payment is made.
No, you can drive as much as you like without penalty.
Yes, you can request an early settlement and clear the balance.
Monthly payments are usually higher, as you are paying off the full vehicle value.
Immerse yourself even deeper. Visit our social channels.
