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Service Finance


Rates Group - Supporting Our Customers

Vehicle repairs are a common fact of life, especially following a road accident or if you own an older vehicle.

If you are outside of your vehicle’s warranty period then it is possible you may need to pay to repair or replace a wide range of vehicle parts in the course of the vehicle's life - from tyres, brakes and batteries right through to pipes, valves and large internal components.

This can sometimes be an expensive process and can be a stressful period. 

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Don't Panic - We Can Help! 

If this is your situation and you need help spreading the cost of repayments then we can help.

We offer a 0% Finance option which allows you to break up the cost of your repair into three manageable chunks over three months. We offer this through one of our partners, Bumper, who are a trusted organisation who help thousands of customers every year. Over 90% of applicants are approved in seconds.


This Finance option is totally free for our customers, and we offer it to relieve some of the pressure of caring for their vehicle. For more information about this option please contact us directly via Email: or Tel: 01375 391234


NOTE: This service costs us a fee so we ask that customers only take up this option if their repairs are over £250.

R T Rate Limited is also authorised and regulated by the Financial Conduct Authority for consumer credit purposes. We are a broker for finance and not a lender.

We can introduce you to a limited number of lenders and finance products to assist with your purchase, who will pay us for introducing you to them. FCA number: 308827

You can check this on the FCA’s website or by contacting the FCA on 0300 5008082.